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digiMalldigiMall Vendor

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Payments & Financial Management Help

Understanding Commission & Fee Structure

Comprehensive guide to digiMall's transparent fee structure, commission rates, and how to optimize your profitability

Back to Payments & Financial Management
9 min read
Updated January 14, 2025

Transparent & Competitive Fees

digiMall offers Nigeria's most competitive commission structure with no hidden fees. Understand exactly what you pay and how to maximize your profits.

Commission Structure Overview

Our commission structure is designed to be fair, transparent, and aligned with your success. The more you sell, the more you earn, with reduced rates for high-performing vendors.

Standard Commission

2-8%

Varies by product category and sales volume

No Hidden Fees

0%

No listing fees, setup costs, or monthly charges

Performance Bonus

Up to 50%

Reduced rates for top-performing vendors

Commission Rates by Category

Commission rates vary by product category to reflect market dynamics, handling requirements, and platform costs.

Electronics & Technology

Commission Rate: 2-4%
  • • Smartphones & Tablets: 2%
  • • Laptops & Computers: 3%
  • • Audio & Accessories: 4%
  • • Gaming Equipment: 3%
Volume Bonuses
  • • >₦1M monthly: -0.5% commission
  • • >₦5M monthly: -1% commission
  • • >₦10M monthly: -1.5% commission

Fashion & Apparel

Commission Rate: 4-6%
  • • Clothing & Shoes: 5%
  • • Accessories & Jewelry: 6%
  • • Bags & Luggage: 4%
  • • Traditional Wear: 4%
Seasonal Adjustments
  • • Holiday seasons: -1% commission
  • • Back-to-school: -0.5% commission
  • • Wedding season: Standard rates

Home & Living

Commission Rate: 3-7%
  • • Furniture: 5%
  • • Home Appliances: 3%
  • • Kitchenware: 6%
  • • Decor & Art: 7%
Special Categories
  • • Large appliances: Free delivery support
  • • Fragile items: Enhanced packaging
  • • Custom furniture: Extended support

Health, Beauty & Personal Care

Commission Rate: 5-8%
  • • Skincare & Cosmetics: 7%
  • • Hair Care Products: 6%
  • • Health Supplements: 8%
  • • Personal Care Items: 5%
Compliance Support
  • • NAFDAC registration assistance
  • • Product verification support
  • • Quality assurance programs

Complete Fee Breakdown

Understanding all costs helps you price your products competitively while maintaining healthy profit margins.

What's Included in Commission

  • • Platform hosting and maintenance
  • • Payment processing and security
  • • Order management system
  • • Customer support services
  • • Dispute resolution
  • • Marketing and advertising exposure
  • • Analytics and reporting tools
  • • Inventory management features
  • • Mobile app access
  • • API integration support

Payment Processing Fees

Payment processing is handled seamlessly with competitive rates and multiple payment options for customers.

Local Payment Methods

Bank Transfer:Free
Debit Card (Naira):1.4% + ₦50
Mobile Money:1.5%
USSD Code:Free

International Payments

International Cards:3.9% + ₦50
PayPal:3.5% + ₦100
Cryptocurrency:2.0%
Wire Transfer:₦2,000 flat

Volume Discount Tiers

Reward your growth with progressively lower commission rates as your sales volume increases.

Monthly Sales Volume Tiers

Starter
₦0 - 500K
Standard rates
Growing
₦500K - 2M
-0.5% commission
Established
₦2M - 10M
-1% commission
Elite
₦10M+
-2% commission

Cost Optimization Strategies

Maximize your profitability with these proven strategies for managing fees and optimizing your cost structure.

Revenue Optimization

  • • Focus on higher-margin products
  • • Bundle complementary items
  • • Implement dynamic pricing strategies
  • • Optimize product titles and descriptions for search
  • • Use promotional tools during peak seasons

Cost Management

  • • Negotiate better supplier terms
  • • Optimize packaging to reduce shipping costs
  • • Use bulk ordering for volume discounts
  • • Minimize return rates with accurate descriptions
  • • Track and analyze your cost per acquisition

Commission Calculator

Use this example to understand how commissions are calculated for different product categories and sales volumes.

Example Calculation

Product Details
  • Product: Wireless Bluetooth Headphones
  • Category: Electronics & Technology
  • Sale Price: ₦25,000
  • Monthly Volume: ₦800,000 (Growing Tier)
Fee Calculation
  • Base Commission Rate: 4%
  • Volume Discount: -0.5%
  • Effective Rate: 3.5%
  • Commission: ₦875
  • Your Earnings: ₦24,125

Fee Transparency & Reporting

Track all fees and commissions with detailed reporting and transparent breakdowns for every transaction.

Real-Time Fee Tracking

  • • Live commission calculations on every sale
  • • Monthly fee summaries and breakdowns
  • • Category-wise commission analysis
  • • Volume tier progression tracking
  • • Projected savings from volume discounts

Detailed Reporting

Available Reports
  • • Daily transaction summaries
  • • Monthly commission statements
  • • Annual fee analysis
  • • Category performance reports
Export Options
  • • PDF statements for records
  • • Excel files for analysis
  • • API access for integration
  • • Automated email delivery

Maximize Your Profitability

  • • Understand your total cost structure including commission
  • • Price products to achieve desired profit margins
  • • Track commission savings as you grow
  • • Use analytics to identify your most profitable products
  • • Plan inventory based on commission tiers
  • • Time promotions to maximize volume discounts
  • • Reinvest savings into marketing and growth
  • • Contact support for custom enterprise rates
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